Save money on lunch

If you have to eat out for lunch during work then try eating at around 2pm. Thats when most take aways shops are selling their food dirt cheap before closing time. I like to call these the Salmonella specials. For some reason you won't find Indian on special at any food court, as curry gets better with age from the looks of it. Some foods I'd be cautious about eating at this time of day e.g sushi. But hey if you are after a sicky the next day then why not.

Pay less for your bread

Head to supermarkets with a bakery at around 9pm and you are bound to find bread drastically discounted. Great for toast the next day or home made croutons if its extremely stale

Free pencils and rulers

A brilliant idea submitted from a reader of tightassisms, Mr Keen-on-saving-on-stationary.

If you want free stationary, then pocket a few of those tiny pencils they offer when you play Club Keno next at the local RSL. If you live near Rhodes then head to IKEA to get free tiny pencils and paper tape measures.

Take a handful next time your at the local RSL or IKEA and you'll never have to buy a pencil again in your lifetime.

Get yourself FREE coffee

I've figured out a way to get free coffee.

Pick up one of those loyalty coffee cards from your local coffee shop near your work. Ask your work colleagues if they'd like coffee each day and offer to get it for them. Usually if you buy 9 cups in total and get the card stamped per cup, you'll earn yourself a free cup of coffee! So if you bought coffee 3 days in a row for 3 of your work colleagues, you'll get a free cup for yourself every 3 days.

Save on your train fares

Don't give Cityrail anymore money then they deserve!

I worked out that you can save 30% off train fares with Cityrail by catching the train after 9am when its off peak. This works out great if you can go into work after 9am. In my case, a return fare during peak hour (before 9am) is $4.80. But by catching the train after 9am I only pay $3.40. So by catching the train 5 days a week to work, I save $7! And its still cheaper then a weekly train fare. This saving equates to 3 cups of takeaway coffee!